民间资本支持中小企业发展的路径与对策研究 (ResearchonMethodsandStrategiesofDevelopmentofSmallandMedium-sizedEnterprisesSupportedbyPrivateCapital))

本著作基于“用好增量、盘活存量，更好地服务实体经济发展”金融发展思路，针对不完善信贷市场所内生的均衡信贷配给和中小企业贷款需求脱节这一固有矛盾，结合我国“企业缺钱、资本缺路”现实背景，在民间资本逐步积累和边缘信贷市场需求缺口加大并存的情况下，从中小企业融资难的内在根源出发，以制度变迁为解释变量，在二元金融结构制度框架下从理论与实证的角度，采用静态和动态的方法探讨民间资本在中小企业融资中的作用、独特的运行机制及资本配置效率，通过对民间资本作用中小企业融资的内生性，论证民间资本为中小企业融资需求服务的内在机理、逻辑及服务路径，寻求民间资本在中小企业融资难困境发挥作用的现实途径及民间资本制度安排。(Thebookisbasedonthefinancialdevelopmentideaof"revitalizeitsstockofcapitalandmakegooduseofincrementalcapitaltobetterservethedevelopmentofrealeconomy",focusesoninherentcontradictioninthedisconnectionofequilibriumcreditrationinginimperfectcreditmarketfromloandemandofsmallandmedium-sizedenterprise,combineswithrealisticbackgroundof"capitalshortageofenterpriseandmethodinadequacyoffund"andtheco-existenceofincreasingaccumulationofprivatecapitalandgrowinggapinneedsofmarginalcreditmarkets,startsfromtheinternalcauseoffinancingdifficultyofsmallandmedium-sizedenterpriseandusesinstitutionalchangeasexplanatoryvariable.Intheframeworkofdualfinancialstructuralsystemandfromtheperspectivesoftheoryandpractice,thestaticanddynamicmethodsareadoptedtoanalyzetheroleofprivatecapitalinfinancingofsmallandmedium-sizedenterprise,theuniqueoperationalmechanismandcapitalallocationefficiency.Withtheendogenesisoffinancingforsmallandmedium-sizedenterpriseintheroleofprivatecapital,theinternalmechanism,logicandservicemethodofprivatecapitalservingthefinancingneedofsmallandmedium-sizedenterprisearedemonstrated,andeffectiverealisticwayandinstitutionalarrangementofprivatecapitalinthefinancingdifficultyofsmallandmedium-sizedenterpriseareexplored.)